Lawsuit Loans for You.

Are you involved in a pending or settled lawsuit but cannot wait for your money?

If this is your problem, settlement funding (also known as a lawsuit loan or lawsuit cash advance) from Fair Rate Funding is the solution.

Lawsuits can take several years to resolve.  Many of our personal injury clients are unable to earn as much money as before their accidents.  During that time, people like you take advantage of lawsuit loans to manage their financial affairs.

Lawsuit funding transactions occur between a plaintiff and a “lender”. The plaintiff sells a portion of the future proceeds of the case in return for immediate cash now.  A contract is signed between the parties and the plaintiff’s attorney simply then places the contract in the file as a lien against any future settlement. In other words, with lawsuit loans – you get money when you need it and repay only if and when you settle your case.

Qualifying for a lawsuit loan is easy but you must:

  1. Have a pending lawsuit against a defendant.
  2. Be represented by counsel.
  3. Have your lawyer retained on a contingency fee arrangement which means the attorney’s fee is paid only if you win your case.

Our settlement funding loans offer:

  • Quick and easy to understand explanation on how our program works.
  • 24 to 48 hour approval process.
  • The LOWEST rate structure in the industry.
  • Immediate cash now for you to use as you see fit.
  • A Risk Free scenario. The cash is repaid ONLY IF your lawsuit is won.

Getting Started – Easy as 1, 2, 3…

  1. Complete the Quick Application on the sidebar.
  2. We will contact you shortly thereafter to discuss your case in a little more detail and evaluate your available funding options.
  3. After your initial consultation, we briefly discuss your case with your attorney.
  4. When your case is approved for settlement funding, a contract is prepared for your execution.

Fair Rate Funding is a direct lender. We understand that no two lawsuits are alike. We can accurately predict the likelihood of success and offer cash now with the most favorable terms.  In fact, our rates for lawsuit cash advances are among the lowest in the business.

Fair Rate Funding Provides:

  • Fast, low-cost lawsuit loans
    • Complete the online application or call today.
    • We contact you to discuss your options.
    • We will contact your attorney and collect the necessary paperwork.
  • Funding through ACH, wire transfer or FedEx™ Overnight delivery.
  • Calculated interest payments capped after 3 years from the Funding Date.
  • The LOWEST available rates for preferred cases.
  • Straight forward contractual language with an easy to understand payback schedule.
  • Professional attention to your needs and respect for your attorney’s time and schedule.




  • If Fair Rate Funding approves your application for a cash advance and another legal funding company sends you a written contract to advance the same amount at a lower total cost, we will beat that deal or pay you $250 Guaranteed!

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