Top 5 Personal Injury Law Firms in New Jersey for 2019

At Fair Rate Funding, we provide plaintiffs and their attorneys the means to endure a sometimes long, drawn out litigation process.  We’ve been in business for 12 years and have seen thousands of cases during that time.  That experience, and because we are legal professionals ourselves, gives us a unique insight into the personal injury…

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How Long Does It Take to Get a Lawsuit Loan

Lawsuit loans are financial deals in which a plaintiff in a lawsuit (usually a personal injury lawsuit) is advanced money prior to settlement.  How long does it take to get a lawsuit loan?  The answer depends on a variety of factors. The two parties to a lawsuit loan transaction are a plaintiff and a lawsuit…

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Get The Best Lawsuit Loan Company

How to Find the Best Lawsuit Loan Company Finding the best lawsuit loan company is easy.  You’ve already done it!  But, if you are still unsure, read below to find out more about how to locate the best settlement funding companies on the internet. Lawsuit loans are financial transactions in which plaintiffs pledge a portion…

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Lawsuit Loan Brokers – What You Need to Know

Lawsuit Loan Brokers – Weighing the Benefits The purpose of this article about lawsuit loan brokers and all other articles is to educate the public about the lawsuit funding business.  If the public is more aware of the business and how it works, it will benefit the lawsuit loan industry and clients alike.  This article…

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How to Shop for Lawsuit Loans

Shop for Lawsuit Loans – Understanding the Process Personal injury litigants in need of immediate cash to pay expenses can consider lawsuit loans.  Also known as pre-settlement loans or lawsuit funding, settlement loans provide immediate cash now in exchange for a portion of the future proceeds of your case.  If you are considering a lawsuit…

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Lawsuit Loan Company Reviews

Lawsuit Loan Company Review Insights Many litigants search lawsuit loan company reviews to get a better understanding about how other people experience the process of lawsuit funding. The article discusses the most important factors to consider when evaluating other people’s lawsuit loan company reviews prior to applying for a pre-settlement cash advance. 1. Lawsuit Loan…

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Attorneys – Build a Relationship with a Funder

As attorneys, you appreciate thoroughness because the outcome of a case may hinge on a particular fact. You also know that being thorough takes time. After all, time is essentially the attorney’s inventory to sell. Understanding that each minute has value is one of the first lessons young attorneys learn if they want to be…

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Low Interest Lawsuit Loans – A Discussion

There is a great deal of talk about certain companies offering low interest lawsuit loans more than others.  Much of it is used as marketing to separate one company from another.  Let’s face it – money is money.  So lawsuit funding companies have to differentiate themselves somehow.  Some do this by pronouncing they offer low…

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Settlement Funding Regulation – Unexpected Consequences

There has always been a push to regulate settlement funding also known as lawsuit loans or lawsuit funding.  Proponents argue lawsuit loans are too expensive and can take advantage of an unsuspecting public.  Opponents state that lawsuit funding self regulates through basic free market mechanisms. Regulation arguments are not unique to the settlement funding industry. …

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Common Pre-Settlement Funding Myths

Pre-settlement funding has seen its share of criticism over the years.  Opponents are quick to point out the business’ shortcomings to promote their various agendas.  This post will explore some common pre-settlement funding myths. Pre-settlement Funding is for the Full Value of the Damages One of the most common pre-settlement funding myths is the idea…

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What Does a Case Loan Cost?

Case loan cost questions arise daily in the lawsuit funding business.  We field this question dozen of times each day.  Often, customers are surprised at the “cost” of a case loan, since the charges are usually more than a car loan or mortgage note.  This post will attempt to answer this question in a little…

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Case Loan – A Need for Information

Lawsuit finance, otherwise known as a case loan, lawsuit cash advance, lawsuit funding or case funding is a complex business providing upfront cash now against the future proceeds of a claim for damages. Since every case is different, each case must be evaluated thoroughly and carefully. The vast majority of cases funded by Fair Rate Funding,…

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Who is Evaluating My Lawsuit Loan Application?

The answer to the above question comes up a great deal in day to day business in the lawsuit loan industry.  More goes into underwriting a lawsuit loan application than most people realize.  Analyzing case specific fact patterns, applicable laws, insurance issues, complex damages, and a host of other legal dynamics is the job of the…

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Lawsuit Funding Companies – Meeting the Mission

The mission of lawsuit funding companies is to provide cash now to plaintiffs who cannot afford to wait out the sometimes long and drawn out litigation process.  For many litigants, lawsuit funding companies provide enough relief so they are not forced to accept a lesser settlement offer for financial reasons. One obvious example is the…

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Lawsuit Loans In “No-Fault” States

Lawsuit loan companies receive applications for a wide variety of lawsuits.  By far the most common lawsuit funding transactions involve automobile accidents. Since many of the most populated states have “no-fault” insurance laws, lawsuit loans in no-fault states represent a large amount of advances processed industry wide. This post will discuss so called “No-Fault” automobile…

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What About Lawsuit Funding Regulation?

What Does Lawsuit Funding Regulation Cost? Much has been written  about the efforts of certain “citizens” groups calling for lawsuit funding regulation.  Critics point to “usurious” rates charged to clients who enter into lawsuit funding transactions.  These arguments prey on readers’ sensibilities and serve to support the knee jerk reaction of calling for lawsuit funding…

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Settlement Loans and the Doctrine of Champerty

Settlement loans are sometimes called “lawsuit loans” by the public.  Unlike a real “loan”, settlement loans are typically structured as an assignment of the future proceeds of a successful lawsuit, if any.  Over the years, transactions which involve third parties’ entitlement to the lawsuits of others have been treated in various ways in a wide…

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