Personal Injury Lawsuit Loans

Personal Injury Lawsuit Loans – Most Typical Funding Cases

Lawsuit loans provide plaintiffs with financial support while their cases move through the legal process. Often unable to work due to an accident, personal injury lawsuit loans are the most common. In this post, we examine personal injury lawsuit loans and how they relate to other types of eligible cases.

Personal Injury Lawsuits – A Primer

Personal injury lawsuit are one of the most common civil lawsuits filed in the United States. Personal injury is easily described as any harm inflicted on your body, mind or emotions. A personal injury lawsuit stems from one party being negligent or careless, and that action/inaction causes injury to another. The plaintiff (injured party) then institutes a personal injury lawsuit against a defendant (negligent party).

Damages in the US court system are assigned a monetary value. Since nothing can undue a severe injury, the system is designed to compensate them monetarily as a substitute.

Lawyers in every jurisdiction use all of the evidence at their disposal, including but not limited to:

Medical bills
Lost past income
Loss of future earning capacity
Pain and suffering

Ultimately, the case is either settled or goes before a judge or jury to decide whether a defendant was in fact negligent, and how much monetary damages the plaintiff is entitled to.

Common Personal Injury Actions

Car Accident Cases

The most common of all personal injury lawsuits are car accidents. If a driver is injured, it is usually someone’s fault. Car accident cases seek compensation for medical bills, property damage, pain and suffering and lost past and future income.

They are common because there are so many cars on the road and thus, a large amount of accidents. Traffic laws and case decisions establish a fairly clear blueprint of who is at fault when an accident occurs. For example, laws dictate that if a car “rear ends” another vehicle, more often than not, the following vehicle did not leave enough distance to completely stop. That is evidence of a breach of the duty of care automobile operators owe each other when they decide to drive.

Medical Malpractice Actions

Another typical personal injury lawsuit is medical malpractice. Medical professionals are expected to practice medicine within the currently accepted standard of care. If a provider deviates from this standard and that deviation results in injury or death, a medical malpractice lawsuit usually follows.

Slip and Fall Lawsuits

Slip and fall lawsuits are are also common. These causes of action occurs when a property owner/custodian fails to maintain the safety of walkways, aisles, etc. for pedestrians or business invitees. Sometimes these cases are referred to as premises liability actions where a property is inadequately maintained and that failure resulted in permanent injuries to a plaintiff. Some states have very strict rules regarding circumstances for recovering monetary damages. If you were not paying attention to where you were going or had no right to be on the property, you may not receive anything.

Other Cases

Industrial diseases are also in the personal injury case family. When you are hurt or get very sick from your workplace and your medical bills and future income are not taken care of by your employer, you may have grounds for a lawsuit. Certain occupations are exempt. It is the unforeseen illness that may cause you to sue.

For example, many legal battles have been fought over exposure to asbestos. Many workers have become sick and died from inhaling tiny fibers which cause a terrible lung disease called asbestosis. The plaintiffs have claimed for years that the manufacturers and employers knew it was harmful. The defendants insist they did not. Other industrial disease cases involve harmful chemical exposure, such as xylene and ammonia.

Just because you file a personal injury suit does not mean you will recover damages. This is simply the first step in the US legal system. Always consult a lawyer before attempting to file a legal claim.

What Makes a Good Personal Injury Lawsuit?

A good personal injury lawsuit is one where liability can be established clearly. Documentation, witness testimony, photographic or video evidence can clearly establish liability.

Second, there must be sufficient injury/damages for you to pursue the case. Personal injury law practices factor in the economics of pursuing a case. Attorneys spend their time representing their clients but also must pay for support staff, rent, expert fees, court reporting, faxes, copies, etc. in pursuit of justice. All of these costs must be recaptured. Lawyers are very picky as to which cases are worth their time and seasoned personal injury lawyers will shy away from cases that are not valuable in their eyes.

Finally, the defendant must have the ability to pay damages. Although some defendants are wealthy, the overwhelming majority of negligence cases seek to cash in on available insurance coverage. This makes sense since these policies are purchased specifically to insure against the risk.

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What Cases Qualify for Personal Injury Lawsuit Loans?

A personal injury lawsuit loan can involve any of the following types of cases:

As stated above, the most common example of a personal injury lawsuit loan is an automobile accident lawsuit loan. Yet all of the above are routinely evaluated and approved on a daily basis.

Are There Any Particular Requirements Needed?

The requirements for obtaining a personal injury lawsuit loan are:

You have a valid claim
You have an attorney
Your attorney is representing you on a contingency fee arrangement (your attorney is paid only if you win your case).

If you have a case and an attorney, you will likely qualify for a personal injury lawsuit loan.

How to Get Started

To begin, complete the application form or click the “Apply Now” at bottom of this page, and an experienced agent will call you shortly. Or feel free to contact us directly at 888-964-2224 and we will begin working on your case immediately.

Thank you for your interest in personal injury lawsuit loans.

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Personal Injury Lawsuit Loans