Recently, a car crash involving a motorcycle killed a woman rider in New York. She was allegedly struck as she rode through an intersection.  She was thrown from her bike and suffered a serious head injury on impact with the ground.

An ambulance with a paramedic sped to the scene only to find the woman with multiple injuries, which it was later revealed included traumatic brain injury (TBI). The emergency personnel made attempts to treat her wounds and transported her to the nearest hospital emergency room. On arrival, despite desperate efforts to save the woman, she lost her life.

At this stage, the cause of death is most likely to be TBI but further investigations will confirm this. People who use motorcycles as a form of transport are potentially exposing themselves to serious injuries if a negligent driver fails to pay attention to a motorcyclist when driving on busy highways. The most serious bike accidents are often caused by another driver either speeding, under the influence of alcohol or simply driving recklessly.

Once struck, the motorcycle gives little protection. That means any collision is inevitably going to lead to some type of injury, often serious and often not the fault of the motorcyclist.

It is suggested the cause of the death was TBI, a common injury in motorcycle accidents, despite the head being protected by a helmet. The head is a vulnerable part of the body and if it comes into contact with a hard object such as the road’s surface or another vehicle, TBI would quite likely take place. This is a life threatening injury as the brain enables the rest of the body to function. If damaged by a serious head injury the rest of the body will give up the ability to survive.

Apart from TBI there are other serious injuries that commonly occur when a motorcycle crashes and these include spinal injury, arterial hemorrhaging and internal injuries. All of these are potentially life threatening.

When a motorist is harmed in an automobile accident through the negligence of another, a lawsuit to recover damages is often filed.  While no amount of money can adequately compensate an injured party for their pain, courts attempt to do so financially in the form of monetary damages.

One problem facing litigants is the time it takes to pursue a lawsuit against a negligent party.  In many jurisdictions, personal injury lawsuit can take years to reach settlement.

Meanwhile, monthly expenses continue to come in the mail and litigants are sometimes financially unable to keep up.

Whether the person is killed or faces a long recovery period as a result of a motorcycle or any other accident, lawsuit funding is a possible to help litigants endure the long drawn out process of pursuing a lawsuit.

Lawsuit settlement funding is a financial transaction in which a plaintiff sells a portion of the proceeds of the lawsuit (if any) to a funding company which provides cash now to the litigant.

The purpose of lawsuit funding is to ensure a plaintiff does not have to accept a “low ball” settlement offer because he/she is strapped for cash.  Instead, lawsuit funding contracts allow the litigant the financial staying power to push the defendant to make a fair and just settlement offer or else face a trial.

There are no credit checks and absolutely no restrictions on the money’s use.  The lawsuit cash advance can be used for monthly expenses or simply to pay off past debts.  Best of all, there is no repayment if the lawsuit is not successful.  That is, because these transactions are ‘non-recourse’, if the lawsuit is lost, the settlement loan is not repaid.

Jarnell Stokes, an aspiring Tennessee basketball junior, was sitting in the rear seat of a car service sedan, on the way to Tampa airport for his first NBA draft workout which was to take place in Miami, when a car crashed into the driver’s side, close to where Stokes was sitting.

Fortunately, Stokes avoided serious injury, despite not wearing a seatbelt. He managed just in time to save smashing his head against a glass partition in the vehicle by shielding his face with his arm.

Even though the crash did not seriously injure Stokes, his 6-foot-8 frame was covered in cuts and bruises. The driver escaped serious injury too, as the air bag opened as it is supposed to do.

Stokes recollected that straight after the crash he was unable to walk properly and he was diagnosed with suffering from concussion. This was a great blow to him as he had been steadily improving playing for the Tennessee Volunteers, but his condition prevented him from going onto Miami. After treatment in hospital he went back to the IMG Academy. At this stage he was nursing a sore knee, neck and head and concussion so he could not practice at all.

Throughout his period of convalescence he had to miss workouts at Miami, Atlanta, Philadelphia and Boston but he is still expected to pursue his basketball career.

It is unlikely that Stokes will be eligible to file a personal injury claim against the person who caused what could have been a devastating accident as his injuries were not serious enough. His own insurer will pay the medical expenses.

However, there are hundreds of accidents on American highways everyday and many victims do not escape serious injury as Stokes did. They may be so badly injured they will have to live with permanent disability for the rest of their lives.

If a victim of a car accident is seriously injured and it was not his/her fault, a personal injury lawsuit will likely follow.  The law tries to protect its citizens by recognizing a cause of action by injured victims against negligent parties.

Many car accident victims never get as far as filing a lawsuit as they may think the legal cost will be way out of their reach. However, in an effort to allow all citizens the ability to access the court system, attorneys are allowed to offer a contingency fee arrangement in which the attorney is only paid for his services if the matter is successful.

Even though the attorney is retained without “out of pocket” expenditure, other financial hardship usually still awaits in the form of loss of earnings, medical bills, transportation and other costs.

This is when lawsuit loans can provide a lifeline to litigants.  Also known as lawsuit funding, lawsuit loans provide cash to cover daily/monthly expenses as well as any other costs plaintiffs encounter. 

Unlike traditional loans, lawsuit loans are cash advances on the proceeds of the lawsuit.  There are no monthly payments, no credit checks and no obligation to repay the advance if the case is unsuccessful.  The money is only repaid if and when the case reaches settlement or other successful recovery.