Lawsuit Loans New Jersey


New Jersey Lawsuit Funding

Fair Rate Funding is a New Jersey (NJ) based lawsuit funding company located at the Jersey Shore in Manasquan, New Jersey.

If you are involved in a NJ lawsuit and need cash now, you can secure NJ Lawsuit funding in as little as 12 hours.

Call 888-964-2224 for Lawsuit Funding Now!

Fair Rate Funding specializes in NJ lawsuit funding for personal injury plaintiffs.  We can help you get the financial help you need to cover your living expenses.  We also provide attorney lawsuit loans to attorneys in need of increased cash flow.

New Jersey Lawsuit Loans

Do you need a lawsuit loan in New Jersey?

Fair Rate Funding is a leader in the lawsuit loan industry and can help you with immediate cash for your lawsuit.  Fair Rate Funding provides NJ lawsuit loans throughout the great State of New Jersey and also nationally.  We can quickly and easily obtain a New Jersey lawsuit loan for you and your family.

Fair Rate Funding specializes in NJ lawsuit funding for the following types of lawsuit loans:

  • Car Accidents Lawsuit Funding
  • Slip and Fall Lawsuit Loans
  • Medical Malpractice Lawsuit Funding
  • Jones Act Settlement Funding
  • Burn Case Settlement Loans
  • Verdict Lawsuit Loans
  • Premises Liability Lawsuit Funding
  • Product Liability Settlement Funding
  • Settled Lawsuit Loans
  • And more…

The above mentioned lawsuit funding types are very common.  By far the most common type of lawsuit loans considered by Fair Rate Funding are automobile (car) accidents.

The State of New Jersey operates under a modified comparative fault rule for auto (car) accident claims (lawsuits).  Under this rule, an injured party cannot be more at fault than another party, if he/she wants to recover damages in the lawsuit.  The standard is that the defendant must be 51% at fault for the plaintiff to recover. If the injured party (plaintiff) was 50% or less at fault, he or she may still recover damages.  It should also be noted that any award for damages will be reduced by the amount of fault attributed to the plaintiff.  *

In addition, New Jersey operates under a “No-Fault” automobile insurance standard where the majority of claims for injuries are covered by auto insurance policies.  One key attribute of the “no-fault” insurance system is that medical benefits are often paid by the injured victim’s own insurance policy as opposed to the at fault party’s coverage.

This type of medical benefit coverage is called “personal injury protection” and New Jersey requires a minimum of $15,000 of this type of coverage for its drivers.

Personal injury protection car insurance simply provides a set amount (in this case $15,000) to be used towards the hospital bill of you and any passengers in your car at the time of the accident. New Jersey is considered a choice state when it comes to auto accidents.

The minimum bodily injury coverages for auto policies are as follows:

  • New Jersey Minimum Liability Coverage
  • Bodily Injury for One Person: $15,000
  • Bodily Injury for All Injuries: $30,000
  • Property Damage: $5,000

These minimum coverages mean that for each individual accident a single plaintiff is covered for up to $15,000 in losses.  Multiple plaintiffs can draw on $30,000, but have to do so collectively per accident.  Although auto insurance policies are required by law in New Jersey, the above mentioned limits are low and may not adequately compensate injured parties.  Many insurance carriers offer Under Insured Motorist Coverage (UIM) and Uninsured Motorist Coverage (UM) to mitigate the risk that the defendant’s policy will be insufficient to make the plaintiff whole again.

Car accident lawsuit funding is not our only discipline.

Types of New Jersey Lawsuit Funding Loans We Offer

New Jersey Lawsuit Pre-Settlement Funding

People involved in personal injury and other lawsuits are waiting for their case to be resolved and a judgement or settlement to be reached.  While they wait for monetary relief, they can seek NJ lawsuit loans or NJ pre-settlement funding. NJ lawsuit cash advances of this kind are also known as legal funding, lawsuit funding, settlement funding, legal loans or settlement loans.

NJ lawsuit funding affords financial relief for plaintiffs who have a hard time making payments for daily living expenses.  Often, this is due to an inability to earn as much as before their accident because of an unforeseen injury.


NJ Lawsuit Loans

A pre settlement cash advance can occur any time after a plaintiff’s personal injury attorney files a claim with the defendant’s insurance carrier or a Complaint in state or federal court

NJ Settled Case Funding

Also called settled case loans, NJ settled case funding occurs after a Release is signed but before the plaintiff receives his/her settlement proceeds.

NJ Verdict Funding

Also called an appeal funding, cases won at trial still may face a lengthy appeal process.  Litigants can access funds at this time through Fair Rate Funding’s Verdict Funding programs.

Fair Rate Funding Legal Funding extends NJ lawsuit funding, lawsuit loans, legal loans and settlement funding throughout the US and New Jersey including the cities of Patterson, Newark, Trenton, Passaic, Clifton, East Orange, Union City, Jersey City, Camden, Elizabeth and other municipalities.

If you need NJ lawsuit funding in New Jersey or any other state, simply fill out the Quick Application or Call 888-964-2224 immediately.


* Consult with your personal injury attorney to know your rights and obligations as laws can and do change.